The Bureau also proposed to delete the example of credit history rating to be a proxy for any transaction's phrases or circumstances in present remark 36(d)(1)-two. The proposal defined that this example designed uncertainty for creditors and loan originators and did not adequately mirror the Bureau's proposed treatment of proxies. https://amcrest-security-camera-s88381.designertoblog.com/66831101/2013-loan-no-further-a-mystery