Bill C28 supersedes the Criminal Code of Canada for the purpose of exempting Payday loan organizations from the law, if the provinces passed legislation to govern payday loans. Payday loans in Canada are governed by the individual provinces. All provinces, except Newfoundland and Labrador, have passed legislation. For example, https://2488877.blogoxo.com/17551012/5-essential-elements-for-사업자대출